Our experienced credit consultants are prepared to review your credit, answer questions you may have, and guide you through our credit restoration process. We've helped thousands of clients improve their credit scores and take control of their financial future. We want you to be our next success story. The Road To Good Credit Starts Here.
Whether you're looking to buy a home, rent an apartment, lease or buy a new car, or even land a good job, your credit score is going to play a large part in the process. No matter how bad your credit score may be, we can help you get back on track. We know how a low credit score can negatively impact your life, so we work on your behalf and challenge the credit bureaus to remove inaccurate, outdated, and unverifiable information from your report.
We can help you to get your credit back to prime condition so you can once again take control when it comes time to make the major financial decisions that affects your life. We will provide you with efficient and practical credit repair. As your credit score improves, you will have the opportunity to take advantage of lower interest rates, and the same institutions that once avoided you because of your low credit, will be lining up to be of service to you.
More than half of all Americans have subprime credit, that means that a majority of people are not receiving the best interest rates and loan terms available when they borrow money or open up credit card accounts. Regardless of whether you rely on credit every day or pay cash for most of your purchases, bad credit can take an enormous toll on all aspects of your life. Bad credit doesn’t just affect your loans, it actually seeps into many other areas that might surprise you. How much is bad credit costing you? For one thing, the lower your credit score, the harder it will be to get approved for loans and credit cards, and if you are approved, your poor credit score will result in higher interest rates. Higher interest rates will force you to pay more than someone with great credit who is borrowing the same amount of money. bad credit will cost you tens or possibly hundreds of thousands of dollars in interest over your lifetime. That's money you could be using for your retirement, vacation or even a home. Bad credit can dictate what kind of insurance you can get, the cost of your cell phone contract, or even what job you hold.
What can you do to turn things around? You're doing it now. The fact that you're reading this shows you have a desire to solve your credit problems. Fortunately for you, you came to Samaritan Credit, where our goal is to help you get on the road to good credit. Whether you choose to participate in one of our Credit Repair Options, purchase our Self-Credit Repair Software, or take advantage of our free materials to educate yourself and fix your credit on your own, we just want you to be successful in your endeavor to repair your credit. If you do choose to let us lead the way, then we'll use our knowledge of the Fair Credit Reporting Act, the Fair Credit Billing Act and Fair Debt Collection Practices Act, as well as other applicable Federal statutes to tangle with the credit bureaus and your creditors to improve your Credit. We work with our clients to reach our mutual goal, which is your success. Happy clients, equals enthusiastic referrals. Contact Us for a free consultation, The Road To Good Credit Starts Here.
The first step in the process is a full credit review. The credit review allows us to target the items on your credit report that are negatively impacting your credit score. We will analyze your credit report and formulate an attack strategy based on your particular situation. From there we will enroll you in one of are repair programs.
Set a Goal
Next step, we want to lay down the groundwork improving your credit. Our main goal is to educate you during the credit repair process, help restore your good credit, and most important, guide you through the progress of your credit restoration. We typically see results in as little as 4 weeks, but repairing credit can take up to 90 days or more.
Finally, we will focus on the the benefits resulting from your completed credit restoration. Once the program is complete, we will assist you in further building your credit. Whether you decide to apply for personal credit or wish to purchase a car, or a new home. We will guide you to an approval. Samaritan Credit, Good Credit Starts Here.
We help remove damaging items from all 3 major credit bureaus
There are three national credit bureaus (Experian, Equifax, and TransUnion) that compete with each other to capture, update and store credit histories on U.S. consumers. Most of the information collected on consumers by these credit bureaus are similar, but there are some differences. One credit bureau may have creditor information on a consumer that does not show up on other two, or the same data components may be stored or displayed differently by the credit bureaus. Some of your credit information may not be reported to all three credit bureaus. The information appearing on your credit report is supplied by your creditors, collection agencies and court/public records. This is why it's important to tackle all three, and assure the there are no errors on any of the three reports.
Client Reviews and Testimonials
Since I've been with Samaritan Credit, they have been able to remove 45 negative items from my report. That's roughly 45% of the items that were on my credit report, and they helped me establish new credit while repairing my credit to not only raise my score, but put back on track financially. Love these guys.
D. Khalif | Irvington, NJ
Their service really works! In the short a little over 3 months they’ve managed to raise my score from 502 to 684. Now, we're working on techniques to increase my borrowing power. The guidance and understanding they have shown, throughout the process, has been great. I don't think, I'll find myself in a credit bind again, but if I do, I know where to go!
J. D. Ocasta | New Haven, CT
Just starting out, I've seen some of my lates come off after the first round, that put my mind at ease, now I know whatever they're doing is working. I'm hoping that judgement fall off next, but so far so good.
C. Laphonte | Brooklyn, NY
Call us for a FREE credit consultation (646) 396-0448
Take control of your credit now! While you continue to wait; the great deal on that car you wanted will be over; the house you dreamed of will be sold; the job you had your heart set on, will be given to someone with a better credit score. Nothing is ever gained by procrastination. Start Your Journey on the Road to Good Credit Today!