• Yes, within certain boundaries. Collections agencies want to talk to whoever can pay the outstanding debt — and usually nobody else. Valid or invalid, legitimate or completely false, collections usually want just one thing: paid.

    We can help with invalid collections accounts, and we can also provide advice on methods by which to best settle legitimate collections without further damaging credit ratings in the process. Some consumers pay invalid collections due to pressure and leverage applied, and in such cases, we can work to help remove this misleading, inaccurate history from credit reports.

  • As debts are sold by the original creditor to a third party and potentially resold many more times, record keeping often falls by the wayside. Many sold debts have errors about the amount owed or even who owes it.

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