• Of course it is!  Credit repair is perfectly legal and more than that, it is your right and responsibility as a U.S. consumer. Everyone, no matter their income, current debts, or other financial issues, is legally entitled to a fair, accurate representation of the information that appears on their credit report. The credit companies are the ones who have spread the misconception that credit repair is not legal.  The Fair Credit Reporting Act (FCRA) gives you the right to accurate credit reporting.  Exercise that right by having your questionable credit listings either verified as accurate or removed from your credit reports according to the law.   

  • The FCRA, or Fair Credit Reporting Act, was enacted in 1970 to protect this credit information and regulate not only when the credit bureaus can disclose it, but also under what circumstances.

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